Banks should upgrade ATMs to accept Ghana Card – ACDT
In a press statement, ACDT commended the NIA for its role in promoting Ghana’s digital identity agenda and urged stakeholders to work together to integrate the Ghana Card into banking and financial transactions.
The Africa Centre for Digital Transformation (ACDT) has called on the National Identification Authority (NIA), the Bank of Ghana (BoG), and financial institutions to accelerate efforts in making the Ghana Card function as an ATM card.
In a press statement, ACDT commended the NIA for its role in promoting Ghana’s digital identity agenda and urged stakeholders to work together to integrate the Ghana Card into banking and financial transactions.
“The integration of the Ghana Card into banking and financial transactions, initiated by the previous government, will enhance financial inclusion, security, and convenience for millions of Ghanaians,” the statement read.
The organisation outlined key steps needed to implement this initiative, including linking all bank accounts to the Ghana Card through a secure national database. This would enable customers to conduct withdrawals, transfers, and payments directly using the card.
To enhance security, ACDT proposed the introduction of biometric authentication and PIN verification at ATMs and POS terminals.
It explained that “users should be able to verify transactions using either their fingerprints or a unique PIN linked to their Ghana Card.”
The organisation also urged banks to upgrade their ATM infrastructure to support Ghana Card transactions and encouraged retailers to adopt POS systems compatible with the card’s embedded chip technology.
Additionally, ACDT highlighted the need for clear legal and security regulations from the Bank of Ghana and other financial regulators to protect users from fraud and cyber threats.
Public education was identified as another crucial element for successful implementation. The organisation called for a nationwide awareness campaign to educate Ghanaians on linking their Ghana Card to their bank accounts and using it securely.
“We urge the NIA, Bank of Ghana, and all major financial institutions to expedite actions that will ensure the Ghana Card serves as an ATM card, empowering millions of Ghanaians with seamless and secure financial access,” the statement concluded.
Reporting By Jonathan Ofori, Asaase Newsroom
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